Do you wonder why your Real Estate Agent advises you to get pre-approved by a lender before they'll show you homes? In the ""olden days 
it wasn't that big of a deal because homes were inexpensive and there was no such thing as "Buyer Agency" but, in the past 25 years or so, sellers have seen too many contracts fall through due to buyer financing. While it's not my business how much you make, I want to make sure that I'm setting up the correct search criteria for you before I show you homes in person. Your lender has a fiduciary responsibility to k
eep your personal information confidential. All I need is a letter from the lender and information from you on what your needs and wants are.
By getting pre-approved for a mortgage, YOU know how much you can spend on a home, approximately how much your monthly payment will be and how much cash you'll need to put down at the closing table. My motto: NO SURPRISES! Do you want to fall in love with a home only to find that you can't buy it? That's happened to some buyers in my distant past. If you aren't looking at the right listings, you may be sorely disappointed when you find that you have to look in a lower price range. NOT KIDDING! GodSpeed and contact me to get the process started, correctly!
-Alyse Sands